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Dr. Sawalia Bihari Verma obtained his Master degree in Commerce and also inj Economics as well as L.L.B. Degree from Bihar University, Muzaffarpur. He did Ph.D. degree from Patna University as well as ‘Doctor of Letters’ from Allahabad University. He has throughout meritorious career. He has authored more than three dozen outstanding Research books and academic books on Rural Development, Labour problems, Entrepreneurs development and Accounting to his credit. He has contributed a number of Research papers in leading academic National Journals and presented paper in National as well as International Seminars and Conferences. He has been associated with Major Research Project sponsored by U.G.C. He has experiences of guiding Ph.D. Research students. He is an ‘Academic Counsellor’ for many educational institutions and a member of All India Management Association[ All India Commerce Association, and All India Accounting Association. He is former Lecturer H.N.B. University, Srinagar, Garhwal and former Reader at Nagaland Central University, Kohima. He is Faculty Member of Commerce, S.N.S. College, Muzaffarpur, Bihar University Muzaffarpur and presently a Visiting Faculty in many Professor, MONIRBA, Allahabad Universities as well as a National Fellow.

Dr. Sanjeev Gupta, a senior faculty in Apeejay Institute of Management, Jalandhar, is M.A., PGDOR, M. Phil. and Ph.D. He has about a decade’s teaching experience at postgraduate level and has contributed a number of articles in leading journals. His main areas of interest are Applied Economics, Econometrics and Applied Operations Research. He is a life member os several academic and professional association like Indian Economic Association, Indian Society for Agricultural Economics etc. he has been regularly attending and contributing research papers in various seminars, conferences and workshops.