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Micro-Finance for Women: Necessities, Systems and Perceptions

Samirendra Nath Dhar (Author)
Synopsis Micro-finance has been holding the interest of researchers, scholars and practitioners for some time now because of its development implications and impact on women empowerment. Women micro-entrepreneurs in addition to facing serious bottlenecks like male domination and social taboos also suffer from dearth of capital to finance their economic activities. Micro-finance as a major development strategy provides a practical approach to attack the vices of poverty, especially for women. The book deals with: Concepts of micro-finance, systems of micro-finance delivery, i.e., the savings and credit linkages of Self Help Groups with banks, different linkage models. Activities of institutions like the NABARD and SIDBI in linking groups and the features of the SGSY launched by the government. The role played by a Regional Rural Bank in North Bengal in formation and linking of SHGs. The perception of women micro-entrepreneurs towards micro-financing schemes and SHGs, their activities in SHGs, their problems and constraints in dealing with banks and role and perception of bank officials. Impact of micro-finance schemes on women using socio-economic indicators. Policy implications for better administration of Micro-finance schemes. The book aims at attracting readership among: Micro-finance practitioners. Government agencies engaged in micro-financing activities. NGOs. Banks and funding agencies. Students of micro-finance and developmental studies as a supplementary text. Policy makers.
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About the author

Samirendra Nath Dhar

Dr. Samirendra Nath Dhar, born in Cooch Bihar District of West Bengal, earned his degree in B.Com, M.Com and MBA. His field of expertise are management, taxation, and microfinance. He has held a number of prestigious positions at the University of North Bengal (NBU), Darjeeling and is presently a Reader in the Department of Commerce. Apart from the 25 papers presented and published to his credit, he has also recently completed three projects in “Financing Women Microenterpreneurs in North Bengal – Role of UBKG Bank”, “Study of Livelihood of Tea Garden Workers in Dooars Regions” and “Socio-economic Perspective Plan for North Bengal (2001-2010)”. He is an active member of several professional institutions and participates in different events of the university.

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Bibliographic information

Title Micro-Finance for Women: Necessities, Systems and Perceptions
Format Hardcover
Date published: 01.01.2005
Edition 1st ed.
Language: English
isbn 8172111789
length xvi+103p., Figures; Tables; Bibliography; Appendices; Index; 23cm.