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Money and Microenterprises in Bhutan

Saamdu Chetri (Author) Samirendra Nath Dhar (Author)
Synopsis The book Money and Microenterprises in Bhutan is based on empirical study. IT investigates how microfinance system applies to Bhutan, assesses the problems and prospects of microenterprises and analyses the role of various agencies, particularly the financial institutions in meeting the vital needs of the microenterprises for finance. It is said that the major problem of the microenterprises is financial in nature. Providing an overview of economic development and growth of microenterprises in Bhutan, the book confirms that microenterprises have started as early as human inhabitation and were rural based. In Bhutan they began in the form of Zorig Chug Sum (thirteen arts and crafts), which were slacked in the face of development. Growth of microenterprises in Bhutan has begun only about two decades ago. The book reflects the importance and need of microentrerprises in a developing economy like Bhutan, especially when it is moving from subsistence farming to modern economy. The book examines the role of money-lenders in lending to microenterprises, problem faced and their operating system in Bhutan. The book delves into the problems of financial systems/intermediation and answers numerous question in the subject basing its study on a basic hypothesis: Development of the financial system in Bhutan has resulted in proper and easier access to credit for microenterprises. Various other hypotheses related to this were advanced and statistically tested when required in the course of the study. The study lays a foundation in the subject to enable policy makers and future researchers to examine further the need of microenterprises and how to address their future growth and development.
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About the authors

Saamdu Chetri

Dr. Saamdu Chetri, born in a farming family in Bhutan, started his higher education late in life. He graduated in Commerce from the University of Punjab, Chandigarh. In June 1991, he postgraduated with a certificate in Human Resource Management from the University of Manchester, UK, nd in December 1993, he completed his Masters in Commerce from the University of Osmania, Hyderabad. He is working with Helvetas/SDC-Bhutan, a Swiss International Organisation, which has been providing development assistance to Bhutan since 1975. He has traveled extensively in Asian and European regions, and has attended a number of conferences, workshops, and meetings on different subjects of development and planning. He has a number of articles and papers to his credit in different books, journals, magazines, and national newspapers. He has also given a number of lectures in a college in Switzerland.

Samirendra Nath Dhar

Dr. Samirendra Nath Dhar, born in Cooch Bihar District of West Bengal, earned his degree in B.Com, M.Com and MBA. His field of expertise are management, taxation, and microfinance. He has held a number of prestigious positions at the University of North Bengal (NBU), Darjeeling and is presently a Reader in the Department of Commerce. Apart from the 25 papers presented and published to his credit, he has also recently completed three projects in “Financing Women Microenterpreneurs in North Bengal – Role of UBKG Bank”, “Study of Livelihood of Tea Garden Workers in Dooars Regions” and “Socio-economic Perspective Plan for North Bengal (2001-2010)”. He is an active member of several professional institutions and participates in different events of the university.

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Bibliographic information

Title Money and Microenterprises in Bhutan
Format Hardcover
Date published: 01.01.2004
Edition 1st ed.
Language: English
isbn 8120727665
length xviii+293p., Figures; Tables; Appendices; Index; 23cm.