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This book covers all the aspects of microfinance, microcredit and SHGs. Organisation, function, delivery and recovery methods of microfinance are discussed here in worldwide contexts, with the latest theory of rural development and its implication method is unique. It explains the present problems of the microfinance and its solutions. The role of NABARD to foster the microfinance and rural development through SFGs adds special feature in the book. It candidly deals the various approaches to rural developments, namely Gandhian approach, planning commission's approach, PURA approach, Panchayati Raj approach, village development boards (VDBs) approach of Nagaland. Land reforms, rural poverty eradication, rural-urban disparities, role of information and communication technology in rural development, etc. are also discussed. It is suitable for the student of economics, finance and rural management layman and researchers.