Insurance, Risk Management and Public Policy
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Risk management and insurance is the study of methods used by organizations and individuals to manage activities whose outcomes cannot be forecasted exactly. i.e., measures taken to reduce the risk of damage to physical assets, exposure to legal liability, or injury to employees or customers. In organizations, the purpose of risk management is to enable the organization to progress toward its goals and objectives on a direct, efficient and effective path. As such, risk management is a central management function, devoted to the management of uncertainty and its effect on the organizations progress toward its mission. Risk management is an element of virtually any area of management specialization.
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