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Dr. Preeti Singh, has received her Bachelor Degree in Arts specialized in Political Sciences in year 2000 and further Masters Degree in Political Science in year 2002 from Bundelkhand University, Jhansi. Later on she got her M. Phill. Degree in year 2003 from Kurukshetra University, Kurukshetra. She achieved her doctoral degree in year 2006 and from then onwards she is lecturer in Government Degree College, Gonda, Aligarh. She has given many seminars at National level. She is a prolific writer and orator.

Nidhi Jethwant, has got her Bechelor Degree in Commerce from Allahabad University, Allahabad. She joined Lucknow Kshetriya Gramin Bank two year back and has done many seminars and projects on Microfinance and Rural Development & Planning. Currently she is working with U.P. Gramin Bank. She has wide experience of working with NABARD, BIRD and National Institute of Rural Banking, Banglore. In her banking career she got very keen interest in Microfinance and later she started jotting down the books based on financial planning. She is an armature writer and has written four books entitled “Micro, Small and Medium Enterprises in Today’s Perspective”, “A Hand Book for Managers”, “Treasury and Risk Management in Banks”, “Elements of Economics Analysis”, and editor of “Encyclopedia of Women, Achievers Across the World”.