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Micro-Enterprises: Perspectives and Experiences

 
Sridhar Krishna (Author)
Synopsis Micro-enterprises help low income people to escape poverty. Women owned businesses are one of the fastest growing sectors of micro-enterprises. Economic growth, stability and equity can be achieved significantly through micro-enterprises. Micro-enterprise support programs aim to help people of modest means to start, strengthen, and/or expand very small businesses. Micro-enterprises can prosper only if financial services are available. Several international financial institutions such as the Inter-American Development Bank, The Asian Development Bank and the European Bank for Reconstruction and Development have a strong record in offering financial services to micro and small enterprises. Social Return on Investment is used as a tool to measure and convey the impact of a micro-enterprise. Micro-enterprises encourage self-employment to a large extent. Microentrepreneurs have limited education and have limited access to formal capital and also limited access to markets. Micro-enterprise development and microfinance have been widely adopted as anti-poverty strategies in most of the developing countries. Micro-Insurance business is primarily geared towards the unorganized sector. In India, the micro-enterprises have included among others, vegetable and fish vending, dairy farming, ''poultry breeding, pottery, handloom, readymade garments, soaps, jams, masalas and pickles, phenyl, nutrition mixes, paper bags and envelopes''. There is no division of labor in micro-enterprises, since the micro-entrepreneurs, regardless of the activity, are involved in management, production, purchase of inputs and distribution. In a world where the government plays a smaller role, the entrepreneurial spirit which the Micro-enterprise represents assumes significance for its contribution to both output and employment.
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About the author

Sridhar Krishna

Sridhar Krishna holds a Ph.D. in Economics from the Centre for Economic Studies and Planning, Jawaharlal Nehru University. He is currently Consulting Editor, Icfai Business School Research Centre, Bangalore. Before joining Icfai, he has served as a Consultant for the Institute for Social and Economic Change and for the Institute for Studies in Industrial Development. Besides these, he worked as an Associate Consultant at the Indian Council for Research on International Economic Relations; as a Fellow at the Institute for Human Development; as an Associate Editor for Indian Journal for Labour Economics; as a Lecturer at the Indian Institute of Finance; and as a Research Officer at the Centre for Budget and Policy Studies. He has to his credit several articles published in the Economic and Political Weekly.

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Bibliographic information

Title Micro-Enterprises: Perspectives and Experiences
Format Hardcover
Date published: 20.11.2008
Edition 1st ed.
Language: English
isbn 8131412819
length 252p.