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Indian Banking System: Development Performance and Services

Bishnupriya Mishra (Author) Sathya Swaroop Debasish (Author)
Synopsis Banking sector plays a vital role in the economic development of a country. It is also an integral part of the financial system of a modern industrial economy. During the post-nationalization era, this sector had phenomenal growth and thus a study of its efficiency was of paramount importance. The reforms in the banking sector was made in 1991 with the advent of liberalization of the economy. The performance of the nationalized banking industry in India has been an issue of serious concern for couple of years. And presently, with the entry of the private banks competition has grown exponentially and profitability is on the downslide. The Narshiman Committee on financial sector reforms brought to light the alarmingly low profitability position, the high and growing Non-performing Assets (NPA’s) and the relatively low capital base of the nationalized banks. This book entitled: “Indian Banking System: Developments, Performance and Services” seeks to present an overview of the significant features and developments in Indian banking, critically examines the various parameters relating to performance of nationalized banks in India and attempts to measure the level of satisfaction among banking customers in India. It will be useful to the policy makers and professional bankers to take investment related decisions and monitor critical factors effecting profitability performance of nationalized banks. Identification of critical strength areas and points of weakness is also facilitated by the study which may serve as a guide for operational management in banks and provide an evaluation on performance of nationalized in India. The study is relevant in the context of the spate of banking reforms initiated since 1991 which has close bearing on overall profitability of the banks. This book will also be helpful to bankers, research scholars, academicians, government officials and students.
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About the authors

Bishnupriya Mishra

Dr. Bishnupriya Mishra obtained her B.Com (H), M.Com., M.Phil., Ph.D., D.Litt, from Utkal University, Vani Vihar, Bhubaneshwar, PGDFM (IGNOU) and DCA. Dr. Mishra is a Reader in the Department of Business Administration, Regional College of Management, Bhubaneshwar. She has published a number of articles in reputed national and international journals. She has successfully guided many PhD. scholars and has over 25 years of teaching experience in Management. Her areas of interest include Financial Accounting, Cost and Management Accounting, Security Analysis and Portfolio Management, International Finance, Derivatives, Risk Management and Banking and Insurance and financial Market.

Sathya Swaroop Debasish

Dr. Sathya Swaroop Debasish (b. 1978) completed MBA in 1999 from Sri Sathya Sai University, Prasanthi Nilayam, obtained Ph.D. in Management from Utkal University, Bhubaneshwar in 2004, PGDIBO from IGNOU and is GC NET. Dr. Debasish is currently a Lecturer in the P.G. Department of Business Management at Fakir Mohan University, Balasore, Orissa. Earlier he has served as Faculty member at Indian Institute of Science & Management, Ranchi, BLS Institute of Management, Delhi and Nirma Institute of Management, Ahmedabad. Dr. Debasish has 5 years of teaching experience and to his credit published a number of research papers and articles in reputed Management Journals in India. His areas of teaching interest are: Financial Management, Security analysis and Portfolio Management, Financial Institutions and Services, Derivatives and Risk Management and International Finance.

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Bibliographic information

Title Indian Banking System: Development Performance and Services
Format Hardcover
Date published: 01.01.2005
Edition 1st ed.
Language: English
isbn 8183250149
length xii+212p., Tables; Bibliography; 22cm.