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Rural Banking and Overdues Management

A. Ranga Reddy (Editor)
Synopsis Among inputs of agriculture, adequate and timely credit flow would be required to meet the investment needs of the farming community, especially to small, marginal and tribal farmers, for stepping up productivity and production. The demand for credit is ever increasing after the green revolution. The New Economic Policy, 1991, further liberalized the credit and interest rates to cater to the farming needs. Nonetheless, overdue syndrome became an agency-neutral in the country. It is a matter of great concern that the body of economy is punctured by frequent famines, droughts, cyclones, and storms and snowfalls are causing financial crises to the average farmer. Repayment performances will be positive once crop insurance becomes a reality. The latest empirical studies have shown that writing off of loans is not an ideal solution, the pragmatic solution would be to spread the irrigation component to ensure recovery of credit. Many studies have recently probed internal and external factors that cause mounting overdues both by supply and demand sides in various States and also identified and suggested sustainable solutions for reducing the overdue. The book is useful for administrators, bankers and researchers for their day-to-day activities.
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About the author

A. Ranga Reddy

Dr. A. Ranga Reddy is Professor, Department of Economics, Sri Venkateswara University, Tirupati and has recently completed two projects. “An Assessment of Environmental Impact of Tungabhadra Project”, funded by UGC and “Revisting Punchalapalle Sundarayya’s Research Study on Agrarian Changes” in Guntur District, Andhra Pradesh, funded by ICSSR, New Delhi. He organized many lecture programmes and seminars on Sustainable Development, Wastage of Irrigation Water, Health Care Services Management and Banking Credit. So far he has published more than 50 papers and two books. He is a life member of several national professional bodies and Secretary of Madabushi Ananthasayanam Institute of Public Affairs, Tirupati. He was selected for Indo-French Cultural Exchange Programme (1997) and visited Paris. In the same year, he presented a research paper on Rayalaseema in the International Conference held at University Kebangsaan Malaysia, Bangi. He received Meritorious Teacher award in 2000 from S.V. University, Tirupati.

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Bibliographic information

Title Rural Banking and Overdues Management
Format Hardcover
Date published: 01.01.2004
Edition 1st ed.
Language: English
isbn 8170999405
length xii+262p., Reference; Tables; Index; 23cm.