Rural Credit and Self-help Groups: Micro-finance Needs and Concepts in India, , K.G. Karmakar, Sage Publications India Pvt. Ltd., 8170368103

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Rural Credit and Self-help Groups: Micro-finance Needs and Concepts in India

K.G. Karmakar (Author)

Synopsis India pioneered the involvement of the banking system in the assault on rural poverty and in the channelisation of adequate financial resources to the agricultural sector. However, wrong priorities, narrow bureaucratic and political interests, abysmal recoveries, and decisions forced by economic liberalisation have led to the creation of a vast and complex multi-agency credit system beset with many problems. This comprehensive and thought-provoking book reviews the existing rural credit sytem in India, analyses, its strengths and weaknesses and prescribes various strategies and innovations which will enable the existing credit delivery system to emerge stronger and more viable.

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About the author

K.G. Karmakar

Dr. K. G. Kamakar has more than 26 years if rich and varied experience in the financial sector. Having served State Bank of India (1975-76) and Reserve Bank of India (1976-83) in various capacities and having held several responsible positions. He is presently working as Executive Director in National Bank for Agriculture and Rural Development.

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