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V. Subbulakshmi is a computer science engineer from College of Engineering, Guindy, Chennai and a Chartered Financial Analyst from the Institute of Chartered Financial Analysts of India (ICFAI). She is a regular contributor of articles to various magazines in the area of Finance and Banking. She has also co-authored two articles in “Treasurers’ Handbook” published by Treasury Management International (TMI), UK. She is a member of banking research group of the ICFAI University and is currently working as a faculty member at ICFAI Books, an affiliate of the ICFAI University. She has already edited a few books published by the ICFAI University Press.

N Rajshekar (b 1959) is a CFA from the Institute of Chartered Financial Analysts of India. He holds a B.Sc degree from the University of Madras and is a CAIIB diploma from Indian Institute of Bankers, Mumbai. He underwent training in ERP at ICFAI Centre for Information Technology. Rajshekar has over 20 years of experience in various facets of commercial banking including marketing of bank services. During his earlier stint in the management consultancy services cell of State Bank of India, he had the opportunity to appraise and assess the nuances of a cross section of industries. He was a part of the team imparting training on ‘Industrial Management Program’ to officers in banks. He was a visiting faculty at ICFAI Business School, Bangalore. Presently, he is the Dean of the ICFAI University Press, looking after the ICFAI Books department. He is deeply interested in marketing, particularly services marketing. He has presented several papers in Bank Economists’ Conferences. He has also edited a few other books.